Training on Credit Risk Analysis and Portfolio Management in Microfinance
Enhance your skills in credit risk assessment and portfolio management for microfinance institutions to drive sustainable lending.
Next intake
20 Jul 2026 · Nakuru
Duration
5 days
Live instruction
Delivery
Physical + Virtual
Cohort based
Level
Foundation
Working professionals
Certification
NITA reimbursable
For Kenyan cohorts
Language
English
All materials
About this programme
Microfinance institutions face unique challenges in assessing credit risk and managing diverse portfolios while ensuring financial sustainability. This course equips professionals with the frameworks, tools, and practical skills needed to evaluate creditworthiness, optimize lending portfolios, and enhance risk mitigation strategies in microfinance operations.
Participants will learn to apply modern credit risk assessment techniques, develop robust portfolio management practices, and integrate data-driven insights to strengthen lending performance and institutional resilience.
Duration
5 Days
Who Should Attend
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Microfinance credit officers and relationship managers
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Portfolio and risk management professionals
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Product development and compliance officers in microfinance institutions
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Senior managers overseeing lending operations
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Development finance and impact investment professionals
What you'll walk away with
By the end of this course, participants will be able to:
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Analyze credit risk effectively in microfinance portfolios.
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Develop and implement risk-based lending strategies.
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Monitor and optimize portfolio performance for sustainability.
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Apply data-driven tools for portfolio analysis and reporting.
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Strengthen institutional frameworks for credit management and compliance.
What we cover, module by module
Module 1: Microfinance Sector and Credit Fundamentals
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Overview of microfinance institutions and lending models
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Key drivers of credit risk in microfinance
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Fundamentals of credit assessment and risk rating
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Case Study: Assessing risk in diverse client segments
Module 2: Credit Risk Assessment Techniques
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Evaluating borrower creditworthiness
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Risk-based pricing and loan structuring
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Non-traditional data sources for credit assessment
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Case Study: Using alternative data for client risk evaluation
Module 3: Portfolio Management Principles
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Diversification and portfolio construction strategies
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Monitoring delinquency and loan performance
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Establishing early warning systems and risk indicators
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Case Study:Portfolio performance optimization for micro-lending
Module 4: Advanced Risk Mitigation Strategies
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Loan guarantees, insurance, and collateral management
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Managing credit concentration risk
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Techniques for managing default and recovery
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Case Study: Implementing risk mitigation strategies in a growing microfinance portfolio
Module 5: Data-Driven Credit Risk and Portfolio Analytics
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Leveraging software and tools for credit analysis
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Reporting and dashboards for portfolio performance
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Strategic decision-making based on analytics
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Capstone Exercise:Designing a sustainable credit risk and portfolio management framework
Where the change lands
Organizational Impact:
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Strengthened credit risk management and portfolio monitoring systems
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Reduced default rates and improved financial sustainability
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Enhanced decision-making using data-driven insights
Individual Impact:
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Advanced skills in credit risk assessment and portfolio optimization
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Improved ability to manage high-performing microfinance portfolios
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Greater confidence in strategic decision-making for micro-lending
Dates and locations
Upcoming intakes
Every intake is limited to a small cohort. Booking closes when a date fills or three weeks before the start, whichever comes first.
| City | Starts | Ends | Delivery | Book |
|---|---|---|---|---|
NakuruNext | 20 Jul 2026 | 24 Jul 2026 | In-Person | Book |
Kigali | 20 Jul 2026 | 24 Jul 2026 | In-Person | Book |
Accra | 20 Jul 2026 | 24 Jul 2026 | In-Person | Book |
Kisumu | 27 Jul 2026 | 31 Jul 2026 | In-Person | Book |
Johannesburg | 27 Jul 2026 | 31 Jul 2026 | In-Person | Book |
Dakar | 27 Jul 2026 | 31 Jul 2026 | In-Person | Book |
- NakuruNext
20 Jul → 24 Jul·In-Person
Book this intake - Kigali
20 Jul → 24 Jul·In-Person
Book this intake - Accra
20 Jul → 24 Jul·In-Person
Book this intake - Kisumu
27 Jul → 31 Jul·In-Person
Book this intake - Johannesburg
27 Jul → 31 Jul·In-Person
Book this intake - Dakar
27 Jul → 31 Jul·In-Person
Book this intake
Common questions.
Still not sure? Send us a note and a facilitator will get back to you within a business day.
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Course finder
Find the right course for you
Prefer to talk it through? Send us an enquiry and a facilitator will scope a fit within a business day.
For corporate teams
Training 10+ professionals?
We deliver Training on Credit Risk Analysis and Portfolio Management in Microfinance in-house at your offices, at a venue we arrange, or fully virtual. Customise the curriculum against your KPIs, and get a bespoke price for the cohort size you need.