Training on Credit Risk Analysis Essentials
Elevate your financial analysis skills. Learn to evaluate credit risk, understand key metrics, and protect your organization from potential loss.
Next intake
20 Jul 2026 · Nakuru
Duration
5 days
Live instruction
Delivery
Physical + Virtual
Cohort based
Level
Advanced
Working professionals
Certification
NITA reimbursable
For Kenyan cohorts
Language
English
All materials
About this programme
Credit risk is one of the most significant risks faced by financial institutions and businesses alike. Understanding how to evaluate, measure, and manage credit risk is essential for ensuring sound lending practices, protecting assets, and supporting sustainable growth.
This course introduces participants to the fundamentals of credit risk analysis, including risk assessment frameworks, financial statement analysis, credit scoring, portfolio management, and regulatory considerations. Through practical case studies, participants will learn how to identify warning signs, evaluate borrower creditworthiness, and apply risk mitigation techniques.
Duration
5 Days
Who Should Attend
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Credit analysts and loan officers
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Risk management professionals
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Corporate and commercial bankers
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Finance professionals involved in lending decisions
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Regulators and compliance officers
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Business managers seeking insight into credit risk
What you'll walk away with
By the end of this course, participants will be able to:
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Explain the key principles of credit risk and its impact on business.
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Analyze financial statements to assess borrower creditworthiness.
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Apply credit scoring models and rating systems.
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Identify red flags and early warning signals in credit analysis.
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Develop strategies for managing credit portfolios effectively.
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Understand regulatory and compliance requirements related to credit risk.
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Apply lessons from real-world case studies to strengthen credit decisions.
What we cover, module by module
Module 1: Introduction to Credit Risk
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Definition and types of credit risk
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The role of credit risk management in financial stability
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Case Study: Lessons from a major credit default
Module 2: Credit Assessment and Financial Analysis
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Evaluating financial statements for credit decisions
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Key ratios and indicators of creditworthiness
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Case Study: Analyzing a borrower’s financial health
Module 3: Credit Scoring and Risk Rating Systems
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Credit scoring models and methodologies
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Internal vs. external credit ratings
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Case Study: Designing a credit scoring framework
Module 4: Credit Risk Mitigation and Portfolio Management
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Collateral, guarantees, and covenants
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Diversification and portfolio risk management
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Case Study: Managing risk in a loan portfolio
Module 5: Regulation, Compliance, and Emerging Trends
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Basel framework and regulatory requirements
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Emerging trends: fintech, AI, and digital credit risk tools
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Case Study: How technology is transforming credit risk analysis
Where the change lands
Organizational Impact
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Stronger risk assessment capabilities for lending decisions
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Reduced exposure to credit defaults and financial losses
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Improved compliance with regulatory requirements
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Enhanced decision-making in credit approvals and portfolio management
Individual Impact
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Practical skills in credit analysis and borrower evaluation
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Improved ability to analyze financial statements for credit decisions
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Understanding of credit scoring and risk mitigation techniques
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Greater confidence in managing and reducing credit risk exposure
Dates and locations
Upcoming intakes
Every intake is limited to a small cohort. Booking closes when a date fills or three weeks before the start, whichever comes first.
| City | Starts | Ends | Delivery | Book |
|---|---|---|---|---|
NakuruNext | 20 Jul 2026 | 24 Jul 2026 | In-Person | Book |
Kigali | 20 Jul 2026 | 24 Jul 2026 | In-Person | Book |
Accra | 20 Jul 2026 | 24 Jul 2026 | In-Person | Book |
Kisumu | 27 Jul 2026 | 31 Jul 2026 | In-Person | Book |
Johannesburg | 27 Jul 2026 | 31 Jul 2026 | In-Person | Book |
Dakar | 27 Jul 2026 | 31 Jul 2026 | In-Person | Book |
- NakuruNext
20 Jul → 24 Jul·In-Person
Book this intake - Kigali
20 Jul → 24 Jul·In-Person
Book this intake - Accra
20 Jul → 24 Jul·In-Person
Book this intake - Kisumu
27 Jul → 31 Jul·In-Person
Book this intake - Johannesburg
27 Jul → 31 Jul·In-Person
Book this intake - Dakar
27 Jul → 31 Jul·In-Person
Book this intake
Common questions.
Still not sure? Send us a note and a facilitator will get back to you within a business day.
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Course finder
Find the right course for you
Prefer to talk it through? Send us an enquiry and a facilitator will scope a fit within a business day.
For corporate teams
Training 10+ professionals?
We deliver Training on Credit Risk Analysis Essentials in-house at your offices, at a venue we arrange, or fully virtual. Customise the curriculum against your KPIs, and get a bespoke price for the cohort size you need.