Training on Pension Scheme Wind-Up & De-Risking Strategies

Module 1: Pension Scheme Wind-Up Fundamentals

• Types of pension scheme wind-ups

• Triggers for scheme closure or restructuring

• Trustee and sponsor responsibilities

• Regulatory and legal considerations

• Case Study: Drivers of a scheme wind-up decision

Module 2: Funding Status, Valuation & Liability Assessment

• Actuarial valuations and funding gaps

• Asset-liability alignment during wind-up

• Managing deficits and surpluses

• Benefit entitlement verification

• Case Study: Funding challenges in a scheme wind-up

Module 3: De-Risking Strategies Prior to Wind-Up

• Investment de-risking and asset reallocation

• Managing market, interest rate, and longevity risks

• Insurance solutions and annuity buy-outs (conceptual)

• Cash flow and liquidity planning

• Case Study: De-risking a maturing pension scheme

Module 4: Wind-Up Execution & Stakeholder Management 

• Wind-up project planning and timelines

• Member communication and disclosures

• Data reconciliation and benefit settlements

• Advisor coordination and documentation

• Practical Session: Developing a wind-up execution checklist

Module 5: Governance, Compliance & Post-Wind-Up Issues 

• Regulatory approvals and reporting

• Managing disputes, complaints, and residual risks

• Post-wind-up audits and record retention

• Lessons learned and best practices

• Practical Session: Designing a wind-up governance framework