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Ideal Workplace Solutions
NITA AccreditedIntermediatePhysical + Virtual5 daysTORB258

Training on Retirement Benefits & Tax Planning

Understand retirement benefits and apply tax-efficient retirement planning strategies.

Next intake

20 Jul 2026 · Dakar

View all dates

Duration

5 days

Live instruction

Delivery

Physical + Virtual

Cohort based

Level

Intermediate

Working professionals

Certification

NITA reimbursable

For Kenyan cohorts

Language

English

All materials

Overview

About this programme

Successful retirement planning involves more than building savings. It requires a solid understanding of retirement benefits, tax implications, and strategies that support long-term financial security. Making informed decisions before and during retirement can help maximize benefits, minimize unnecessary tax liabilities, and ensure a stable source of income.

This course equips participants with practical knowledge of retirement benefit structures, tax planning principles, and retirement income strategies. Through real-world examples and best practices, participants will learn how to make tax efficient decisions, optimize retirement benefits, and develop comprehensive plans that promote financial well-being throughout retirement.

Duration

5 Days

Who Should Attend

  • Pension fund trustees and administrators

  • HR and payroll managers

  • Finance and tax professionals

  • Employees approaching retirement

  • Union representatives and staff welfare officers

  • Policy and regulatory professionals

Learning outcomes

What you'll walk away with

By the end of the course, participants will be able to:

  • Understand different retirement benefit structures

  • Interpret tax treatment of pensions and retirement benefits

  • Apply tax-efficient retirement planning strategies

  • Make informed decisions on lump sums, annuities, and withdrawals

  • Support compliant and member-focused retirement benefit administration

Course modules

What we cover, module by module

Module 1: Overview of Retirement Benefits & Planning Concepts

  • Retirement planning lifecycle and objectives

  • Types of retirement benefits and schemes

  • Defined contribution and defined benefit arrangements

  • Role of pensions in long-term financial security

  • Case Study: Retirement readiness assessment

Module 2: Taxation of Retirement Contributions & Accumulation

  • Tax treatment of employee and employer contributions

  • Allowable limits and tax reliefs

  • Investment growth and tax considerations

  • Compliance and reporting requirements

  • Case Study: Impact of tax relief on retirement savings growth

Module 3: Tax Planning at Retirement & Benefit Access

  • Lump sum vs annuity options

  • Tax implications of withdrawals and commutation

  • Timing of retirement and tax efficiency

  • Managing multiple retirement income streams

  • Case Study: Comparing retirement payout options

Module 4: Post-Retirement Income & Estate Planning 

  • Managing retirement income sustainably

  • Tax considerations for pensions in estate planning

  • Survivor benefits and dependents

  • Avoiding common post-retirement tax pitfalls

  • Practical Session: Designing a retirement income plan

Module 5: Governance, Compliance & Member Communication 

  • Trustee and administrator roles in benefit payment

  • Regulatory compliance and documentation

  • Communicating retirement and tax information clearly

  • Best practices and emerging trends

  • Practical Session: Developing a retirement benefits communication checklist

Impact

Where the change lands

Individual Impact

  • Improved retirement and tax planning confidence

  • Better understanding of post-retirement income options

  • Reduced risk of tax inefficiencies at retirement

 Organizational Impact 

  • Improved member education and satisfaction

  • Reduced disputes related to benefit payouts and taxation

  • Stronger compliance with retirement and tax regulations

Dates and locations

Upcoming intakes

Every intake is limited to a small cohort. Booking closes when a date fills or three weeks before the start, whichever comes first.

Full calendar
FAQs

Common questions.

Still not sure? Send us a note and a facilitator will get back to you within a business day.

Participants will gain practical understanding of retirement benefits, pension structures, and tax planning strategies across the retirement lifecycle.

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Course finder

Find the right course for you

Prefer to talk it through? Send us an enquiry and a facilitator will scope a fit within a business day.

For corporate teams

Training 10+ professionals?

We deliver Training on Retirement Benefits & Tax Planning in-house at your offices, at a venue we arrange, or fully virtual. Customise the curriculum against your KPIs, and get a bespoke price for the cohort size you need.

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